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#CNBC #CNBC_original #business #finance #money #credit_cards #rewards #travel #fun #debt #capital_one #professor #report #research #lounge #interest_rate #apr #chase #american_express #visa #mastercard #bank #spend #spending #overspend #borrow #overborrow #game #win #lose #company #revenue #income #funding #wealthy #redistribution #equality #inequality #default #bankruptcy #credit_score #certified_financial_planner #cfp #fees #annual_fees #swipe #swipe_fees #federal_reserve #profit #liquidity #loan #secure #fico_scoreComments: